Home Loan
Turn the house you love into the home you own, with interest rates starting at 7.50% p.a. and tenures up to 30 years.
Key Benefits
- Loan up to 90% of property value
- Tenure up to 30 years
- Tax benefits under Section 80C & 24(b)
Eligibility
- Age 21-65 years
- Minimum income ₹25,000/month
- Credit score 650+
Documents
- PAN & Aadhaar
- Salary slips / ITR
- Property documents
Rate & Amount
- From 8.25% p.a.
- Up to ₹5 crore
- No prepayment charges
Personal Loan
Cover weddings, travel, medical emergencies or any expense — no collateral, no restrictions.
Key Benefits
- No collateral needed
- Use funds for any purpose
- Approval within 24 hours
Eligibility
- Age 21-58 years
- Minimum income ₹18,000/month
- Credit score 700+
Documents
- PAN & Aadhaar
- Salary slips (3 mo.)
- Bank statements
Rate & Amount
- From 10.65% p.a.
- Up to ₹25 lakh
- Tenure up to 5 years
Business Loan
Collateral-free capital to fuel expansion, inventory, hiring or working capital needs.
Key Benefits
- No collateral required
- Disbursal in 48 hours
- Flexible repayment plans
Eligibility
- Business vintage 2+ years
- Annual turnover ₹10 lakh+
- Valid GST registration
Documents
- Business PAN & GST
- Bank statements (12 mo.)
- ITR of last 2 years
Rate & Amount
- From 8.50% p.a.
- Up to ₹2 crore
- Tenure up to 5 years
Loan Against Property
Unlock the value of your residential or commercial property for any personal or business purpose.
Key Benefits
- Loan up to 70% of property value
- Use funds for any purpose
- Lower rates than personal loans
Eligibility
- Clear property title
- Age 25-65 years
- Stable income source
Documents
- Property title deed
- Income proof
- KYC documents
Rate & Amount
- From 8.50% p.a.
- Up to ₹3 crore
- Tenure up to 15 years
Car Loan
Drive home your dream car — new or used — with funding up to 100% of the on-road price.
Key Benefits
- Up to 100% on-road funding
- Same-day approval
- New & used cars covered
Eligibility
- Age 21-60 years
- Minimum income ₹20,000/month
- Valid driving license (optional)
Documents
- PAN & Aadhaar
- Income proof
- Vehicle quotation
Rate & Amount
- From 7% p.a.
- Up to ₹1 crore
- Tenure up to 7 years
Gold Loan
Instant liquidity against your gold jewellery, with your assets stored in insured, secure vaults.
Key Benefits
- Disbursal in under 30 minutes
- Minimal documentation
- Insured secure storage
Eligibility
- Age 18+ years
- Ownership of gold jewellery
- No income proof required
Documents
- PAN & Aadhaar
- Passport-size photo
- Gold ownership proof
Rate & Amount
- From 9.5% p.a.
- Up to ₹50 lakh
- Tenure up to 3 years
School Loan
Fund your child's school admission, tuition or annual fees without dipping into your savings.
Key Benefits
- Covers admission & tuition fees
- Quick disbursal before deadlines
- No collateral required
Eligibility
- Parent/guardian age 21-58 years
- Minimum income ₹15,000/month
- Proof of child's enrollment
Documents
- PAN & Aadhaar
- School fee structure/invoice
- Income proof
Rate & Amount
- From 11.5% p.a.
- Up to ₹5 lakh
- Tenure up to 3 years
Doctor Loan
Special funding for doctors and medical professionals to set up a clinic, buy equipment or expand practice.
Key Benefits
- Higher eligibility for medical professionals
- Funds for clinic setup or equipment
- Minimal collateral requirements
Eligibility
- Qualified MBBS/BDS/MD or equivalent
- Age 25-60 years
- 1+ year of practice
Documents
- Medical registration certificate
- PAN & Aadhaar
- Practice/income proof
Rate & Amount
- From 10.5% p.a.
- Up to ₹75 lakh
- Tenure up to 7 years
Education Loan
Finance higher education in India or abroad, covering tuition, hostel and living expenses.
Key Benefits
- Covers tuition, hostel & travel costs
- Moratorium period during study
- Available for India & study-abroad
Eligibility
- Confirmed admission letter
- Co-applicant (parent/guardian)
- Age 16-35 years
Documents
- Admission letter & fee structure
- Co-applicant income proof
- KYC documents
Rate & Amount
- From 9.75% p.a.
- Up to ₹40 lakh
- Tenure up to 10 years
Pashupalan Loan
Purchase milch cattle or buffaloes, or set up a dairy/poultry unit with easy farm-friendly financing.
Key Benefits
- Funding for cattle purchase & dairy setup
- Flexible, seasonal repayment
- Subsidy-linked schemes available
Eligibility
- Farmers & rural entrepreneurs
- Land or shed ownership proof
- Age 21-60 years
Documents
- PAN & Aadhaar
- Land/shed ownership papers
- Cattle purchase estimate
Rate & Amount
- From 10% p.a.
- Up to ₹10 lakh
- Tenure up to 5 years
CC Limit
A revolving Cash Credit limit against stock or receivables to manage your business's daily working capital.
Key Benefits
- Pay interest only on the amount used
- Revolving limit, renewed annually
- Improves day-to-day cash flow
Eligibility
- Business vintage 2+ years
- Valid GST & current account
- Stock/receivables to offer as security
Documents
- Business PAN & GST
- Bank statements (12 mo.)
- Stock statement
Rate & Amount
- From 11.75% p.a.
- Up to ₹1 crore
- Renewable annually