A Lending Partner Built Around You
RightTime Finance was founded in 2014 with a simple belief: getting a loan shouldn't be stressful, opaque or slow. Today, we're one of India's fastest-growing digital-first NBFCs, having disbursed over ₹2,400 crore across home, business, personal, car and gold loans.
Our platform combines rigorous credit assessment with a fully digital application journey — so you get a decision in hours, not weeks, without compromising on responsible lending practices.
Our Mission
To provide fast, fair and transparent access to credit for individuals and businesses across India, using technology to remove friction without cutting corners on trust.
Our Vision
To become India's most trusted digital lending partner — recognised for putting customer outcomes ahead of short-term growth, one loan at a time.
Our Core Values
The principles that guide every decision we make.
Transparency
No hidden fees, no fine-print surprises. Ever.
Security
Bank-grade protection for every application and document.
Customer First
Every product decision starts with the borrower's needs.
Simplicity
Complex finance, made simple through great design.
Trusted by Thousands of Families & Businesses
Our track record speaks for itself.
RBI-Registered
Fully licensed and regulated NBFC, audited annually for compliance.
4.8/5 Rating
Consistently high ratings across independent review platforms.
Data Privacy
ISO 27001-certified data security across our entire platform.
Real Human Support
A dedicated relationship manager for every loan, every time.
Meet Our Team
Experienced leaders from banking, technology and risk management.
Choudhary Gangesh Mukhiya
Milestones Along the Way
Company Founded
RightTime Finance launched in Bengaluru with a single personal loan product.
Digital Platform Launch
Introduced a fully digital application process, cutting approval time by 70%.
₹500 Crore Disbursed
Crossed our first major lending milestone across 25 cities.
National Expansion
Expanded to 120+ branches, adding gold and business loan products.
₹2,400 Crore+ & Growing
Now serving over 50,000 customers with a 4.8/5 satisfaction rating.